Workers’ Compensation

Workers’ compensation insurance is an integral part of managing your business. You are required under state law to carry workers’ compensation coverage when you are not covered by federal programs (the Defense Base Act, Longshore and Harbor Workers Act, Outer Continental Shelf Act, etc.) Additionally, the State of New Jersey maintains a hotline for reporting…

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Environmental Contractors

There are several niche industries that we forget about even though they provide the nation with needed services. If you work as an environmental contractor, you may not realize that there are specialized insurance policies designed just for you.  Due to the nature of your work, you need an insurance expert and policy that addresses…

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