Important new insurance protection for construction managers, contractors, and vendors

Posted by dalegroup
On March 30, 2016
0 Comments

For construction project managers, and others who need proof of insurance from contractors and vendors, important new protection is here. the Certificates of Insurance Act takes effect April 10.

The importance of complying with new Affordable Care Act regulations

Posted by dalegroup
On March 11, 2016
0 Comments

Costly penalties (think $2K per worker or more) face businesses failing to comply with new Affordable Care Act regulations. New Requirements took effect January 1, 2016

Small Business News…Did You Know?

Posted by Sarah Eshiwani
On September 21, 2015
0 Comments

Cyber Security Insurance - Card Fraud Liability is Changing. Is Your Small Business Ready? Beginning October 1, 2015, small business owners will be liable for any card-present fraud that occurs when a customer uses a credit card with an EMV chip if the business doesn’t have a chip-enabled card reader.

Threshold vs the Non Threshold Policy Option in Car Insurance

Posted by Sarah Eshiwani
On September 21, 2015
0 Comments

If you have been injured in an automobile accident in New Jersey your ability to make a claim for pain and suffering may be affected by the tort option which applies to you. Your claim will be controlled by either the "Limitation on Lawsuit" option or the "No Limitation on Lawsuit" option. These are also known as the Lawsuit...

Construction Coverage

Posted by dalegroup
On September 21, 2015
0 Comments

As construction risks continue to evolve, there comes the necessity to review your construction coverage and ensure it offers your business the best possible protection from potential exposures.The basic coverage you need is:
• Construction All Risk: An all-risk policy that covers buildings or projects against fortuitous, accidental risks of physical loss or physical damage to contract works during construction,...

Affordable Care Act’s (ACA) Impact on Employers With 50 or More Employees in 2016

Posted by dalegroup
On September 8, 2015
0 Comments

Since March of 2010 Applicable Large Employers (ALE’s) have been anticipating the impact of Affordable Care Act Implementation. After years of confusing regulations and delays January 1, 2016 will bring about the most sweeping changes to employers with 50-99 full time equivalent employees. Employers of....

8 Steps for Choosing the Best Individual Health Insurance

Posted by dalegroup
On June 24, 2015
0 Comments

Determine the essentials. While you can’t predict sudden injuries or illnesses, there are some medical needs that can be anticipated. If you are starting a family, maternity coverage is an obvious essential, but note, not all policies offer it. If your family has a history....

Covering the Disability Income Gap

Posted by dalegroup
On May 1, 2015
0 Comments

Employer group disability income plans offer tremendous tax advantages to both employer and employee. The employer can deduct premiums as a business expense, and they do not count toward the employee’s taxable income.

Affordable Care Act Update

Posted by dalegroup
On April 30, 2015
0 Comments

The Supreme Court is hearing arguments in King v. Burwell, which could decide the fate of the Affordable Care Act (ACA). Meanwhile, other changes have affected administration of the ACA.